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Title: Credit Analyst

Location: Bergen County, NJ

Type: Temp (4 – 5 months)

Pay Rate: $28.00 – $31.00 per hour, based on experience

Hours: Monday – Friday 9:00AM – 5:00PM (ability to work every or every other Saturday and take Tuesday or Wednesday off instead is preferred)

Start Date: ASAP

Post Date: 8/13/20

Job Description:

Luxury automotive company in Bergen County, NJ is looking to hire a Credit Analyst.



-Assess creditworthiness of existing and prospective clients

-Analyze credit and financial reports to determine company degree of risk involved in loaning money or extending credit

-Examine financial transactions and credit history, including applications, statements, balance sheets, legal documents, etc.

-Complete liquidity ratios and trend analyses to identify potential risk

-Carefully analyze data and produce clear and objective reports

-Routinely monitor loans for compliance

-Adhere to credit policy and guidelines

-Monitor corporate portfolio asset quality on an ongoing basis

-Draft models of credit information that predict trends and patterns



-2 or more years of experience as a Credit Analyst or in commercial lending or sales

-Bachelor’s Degree in Business Management or related field (a concentration in Finance is a plus)

-Ability to analyze cash flow, leverage, collateral, and customer strength

-Ability to communicate and interact with existing and prospective clients at all income levels and all employees in the organization in a professional manner

-Excellent verbal and written communication skills

-Ability to work independently and follow through on details to completion

-Proficiency in Microsoft Office (Word, Excel, PowerPoint, and Outlook)

-Experience in auto lending is a plus


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About Us:

RJ-Staffing has been proudly serving Rockland, Bergen, and the surrounding counties since 1996. While we specialize in Office and Warehouse placements, we have the expertise and track record to fill virtually any position. We are family owned and operated and have extensive knowledge of the local marketplace. Our team believes that working together on a more personal level distinguishes us from the rest. We work diligently to connect quality local candidates with dynamic career opportunities in the area. Our aim is to fulfill the needs of both our clients and our candidates and make the perfect match. Whether you are striving to land your dream job or hire the ideal candidate, RJ-Staffing is here to help you achieve your immediate and long-term professional goals.

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